Write off up to 80% of your debt
Stop your creditors taking court action
Stop yourself from going bankrupt
Freeze all interest and charges on your debt
Impartial advice from our financial experts
Name
Contact number
Best time to call
Country
Thank you for all your help with our Trust Deed. Itís such a relief to speak to someone professional.
Mrs. T. Wright from Glasgow
I had debts of £57,000 costing me £986 per month. Now all I pay is £190 per month for 60 months"
Mr Wilkinson from Stafford

Bad Credit Loans FAQs

What is a Bad Credit Loan?
Bad Credit Loan Pros and Cons
Bad Credit Loans FAQs

Bad Credit Loans FAQ’s

What can I use a bad credit loan for?
How do I make sure I get a good interest rate?
What will my repayments be?
How much can I borrow?
What information do I need to provide?
How long does it take to get my bad credit loan?
Can I repay my bad credit loan early?
Can I top up my loan?
What if I'm ill or if I'm made redundant?
How do I apply for a bad credit loan?

What can I use a bad credit loan for?
Most people use Bad Credit Loans for short term use until to get them through until their next payday.

For free advice contact us

How do I make sure I get a good interest rate?
Use the internet and shop around as many different providers as possible, remembering to check and terms and conditions and/or small print.

For free advice contact us

What will my repayments be?
This depends on how much you borrow and over what period of time but expect them to be extremely high.

For free advice contact us

How much can I borrow?
This depends on your circumstances, i.e. salary and credit history. If you have an extremely low credit score, i.e. below 490, you may be asked to pay for a percentage of the loan upfront.

For free advice contact us

What information do I need to provide?
As with any loan, you will need to provide all your personal and financial information, although the criteria for a Bad Credit Loan is generally lower than a normal Secured or Unsecured loan.

For free advice contact us

How long does it take to get my bad credit loan?
Some lenders can have your money to you in as little as 24 hours.

For free advice contact us

Can I repay my bad credit loan early?
Check your contract before taking out a Bad Credit Loan to make sure you can repay it early without incurring penalties if you come into some money.

For free advice contact us

Can I top up my loan?
A lender will usually let you top up your loan providing you have kept up with the specified repayments.

For free advice contact us

What if I'm ill or if I'm made redundant?
Ask your broker about Payment Protection Insurance or PPI. This will cover you incase of a sudden change in circumstances.

For free advice contact us

How do I apply for an bad credit loan?
You can apply for a bad credit loan with The UK Debt Advisor. Call us free on 0800 043 2027 or use our free call back service.

For free advice contact us