Write off up to 80% of your debt
Stop your creditors taking court action
Stop yourself from going bankrupt
Freeze all interest and charges on your debt
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Thank you for all your help with our Trust Deed. Itís such a relief to speak to someone professional.
Mrs. T. Wright from Glasgow
I had debts of £57,000 costing me £986 per month. Now all I pay is £190 per month for 60 months"
Mr Wilkinson from Stafford

Bad Credit Loans Pros and Cons

What is a Bad Credit Loan?
Bad Credit Loan Pros and Cons
Bad Credit Loans FAQs

Pros and Cons of a Bad Credit Loan


  • Easy to obtain if you have a bad credit rating
  • Fast turnaround, sometimes as little as 24 hours
  • You can still get a Bad Credit Loan if you have CCJ’s against you
  • You can still get a Bad Credit Loan if you are in arrears with your mortgage
  • Keep up repayments and your credit rating will begin to increase


  • Very high interest charges
  • If your credit score is below 490, you may be asked to pay a percentage upfront
  • You will end up paying back a lot more than you originally borrowed
  • If you don’t keep up repayments, you will be hassled by your lender and may result in a visit from Bailiffs

The UK Debt Advisor can help you apply for a Bad Credit Loan.
Call us free on 0800 987 5337 or use the call back phone below.