IVA Company Leeds

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Affordable Debt Solutions with IVA Company Leeds

Welcome to IVA Company Leeds, where we offer tailored debt solutions in the UK. Seeking help with debt can be overwhelming, but we’re here to support you. Explore our services, including Debt Management Plans, IVAs, DROs, and Bankruptcy, to find the right solution for your financial stability. Our goal is to provide affordable and personalized options without judgment, so you can take control of your finances with confidence.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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If you’re considering bankruptcy as a debt solution in the UK, it’s essential to understand the process fully. Bankruptcy is a legal procedure to help individuals who cannot pay their debts, offering a fresh start by eliminating unmanageable debts. It is suitable for those with significant debts and no realistic way to repay them. The process involves declaring bankruptcy, appointing a trustee to handle your assets, and making monthly payments if you can afford to. Pros include debt write-off and protection from creditors, but cons may include asset loss and impact on credit scores. Bankruptcy can affect credit ratings, assets, and future borrowing, but it provides relief for those struggling with overwhelming debt. Seek professional advice tailored to your situation without fear of judgment.

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Considering an Individual Voluntary Arrangement (IVA) in the UK? An IVA is a formal agreement to repay debts over a set period, offering a manageable solution for those struggling with significant debt. It’s suitable for individuals with stable income looking to avoid bankruptcy. Monthly payments are arranged, and debts are typically written off after completion. While it can impact credit ratings, borrowing, and assets, an IVA provides a structured path towards financial recovery. Seek professional advice to determine if an IVA is right for you.

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Debt Relief Orders (DROs) offer a fresh start for individuals struggling with debt in the UK. A DRO is suitable for those with low income, few assets, and debts they cannot repay. The application process is straightforward, and if approved, debts are frozen for 12 months. While it can affect credit scores, the advantages include debt relief and a clear path towards financial recovery. Seek professional advice to see if a DRO is the right solution for your circumstances.

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Looking for a debt solution in the UK? Debt Management Plans (DMPs) could be the answer. A DMP is a structured repayment plan that helps you manage debts by making affordable monthly payments. It’s suitable for individuals with multiple debts seeking to regain control of their finances. With a DMP, creditors are involved, and interest and charges may be frozen or reduced. While it can impact credit scores and borrowing, the benefits include reduced stress and a clear path towards financial stability. Explore your options with professional debt advice to see if a DMP is right for you.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Explore debt solutions with IVA Company Leeds in the UK. From Debt Management Plans to IVAs, find tailored options for financial stability in Location.