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Debt Management Company Exeter

Speak to an expert to discover all the debt solutions available to you.

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May not be suitable for all.

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Seek Help with Debt from Debt Management Company Exeter

Debt Management Company Exeter
Welcome to our debt solutions website. We understand the challenges of managing debt and offer tailored services like Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy. Your financial well-being is our priority, so explore your options with us without judgment or pressure to find the right solution for you.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.
We deal with your lenders on your behalf, taking care of all the hassle and paperwork.
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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Debt Management Company Exeter
Bankruptcy can be a daunting but effective debt solution in the UK. It is suitable for individuals facing overwhelming debt and unable to repay creditors. The process involves declaring bankruptcy, which can provide relief from unmanageable debts. However, it comes with consequences such as affecting credit scores, potential asset liquidation, and restrictions on future borrowing. If you’re considering bankruptcy, seek professional advice tailored to UK laws to make an informed decision.

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Debt Management Company Exeter
Individual Voluntary Arrangements (IVAs) are a structured debt solution in the UK. Ideal for individuals struggling with unmanageable debts, an IVA involves making affordable monthly payments towards debt repayment. Upon completion, remaining debts may be written off. While an IVA can impact credit ratings, it offers a path to financial stability. Seek professional advice to assess if an IVA suits your circumstances.

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Debt Management Company Exeter
Debt Relief Orders (DROs) can be a viable debt solution for individuals in the UK. Designed for those with low income and minimal assets, a DRO freezes debts for 12 months, providing a fresh start after completion. Eligibility criteria and restrictions apply, but the advantages include debt relief without the need for ongoing repayments. Seek professional advice to determine if a DRO aligns with your financial circumstances.

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Debt Management Company Exeter
Debt Management Plans (DMPs) offer a structured approach to managing debts in the UK. Suitable for individuals struggling with repayments, a DMP involves consolidating debts into one affordable monthly payment. While it can provide relief and stop creditor harassment, drawbacks include extended repayment periods and potential impact on credit scores. If you’re exploring debt solutions, consider a DMP with expert guidance to navigate the process effectively.

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How does it work?

Let’s say you owe…

Debt Type Amount
Bank Loan £5,366.00
Gas Bills £129.00
Pay Day Loan £1,989.00
Overdraft £1,234.68
Debt Collection Agency £380.16
Short Term Loan £243.88
Debt Collection Agency £471.61
Council Debt £1,009.24
Credit Card £8,433.00
Total amount owed £19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Debt Management Company Exeter in UK offers tailored debt solutions, including DMPs, IVAs, DROs, and bankruptcy. Find affordable debt help in your area and regain financial control.