Clear Debt Exeter

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May not be suitable for all.

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Clear Debt Exeter – Debt Help Assistance

Clear Debt Exeter
Welcome to Clear Debt Exeter, where we offer tailored debt solutions to individuals in the UK. We understand the challenges of managing debt and provide supportive guidance to help you achieve financial stability. Explore our range of services, including Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy, all designed to meet your unique needs. Take the first step towards a debt-free future by seeking professional advice today.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

Check if you qualify

How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

Check if you qualify

What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

Check if you qualify

Clear Debt Exeter
Bankruptcy can be a daunting but viable debt solution for individuals in the UK facing overwhelming financial challenges. It is suitable for those unable to repay debts and offers a fresh start. The process involves declaring bankruptcy, which can have consequences on credit scores, assets, and future borrowing. While it provides relief from debt, there are implications to consider. Seeking professional advice is crucial to navigate this process effectively.

Check if you qualify

Clear Debt Exeter
Individual Voluntary Arrangements (IVAs) are a structured debt solution for individuals in the UK seeking to regain financial control. Tailored to personal circumstances, an IVA involves making affordable monthly payments to creditors. While it offers debt write-off upon completion, there are implications on credit ratings and borrowing. Seeking professional advice is essential to determine if an IVA is the right choice for you.

Check if you qualify

Clear Debt Exeter
Debt Relief Orders (DROs) offer a fresh start to individuals in the UK burdened by unmanageable debt. This solution freezes debts for 12 months, providing relief and allowing a path to financial stability. However, eligibility criteria and limitations apply. Seeking professional advice is recommended to determine if a DRO is the right solution for your circumstances.

Check if you qualify

Clear Debt Exeter
Debt Management Plans (DMPs) are a practical solution for UK residents struggling with debt. Tailored to individual circumstances, a DMP involves negotiating affordable monthly payments with creditors. While it can alleviate financial stress, there are limitations to consider. DMPs may affect credit scores and borrowing capabilities. Seeking professional advice is essential to explore this debt solution further.

Check if you qualify

How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

Check if you qualify

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Clear Debt Exeter offers tailored debt solutions in Exeter, UK. Explore options like Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy for financial stability.