Write Off My Debt Kent

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Write Off My Debt Kent – Debt Help

Write Off My Debt Kent

Welcome to Write Off My Debt Kent, where we offer tailored debt solutions in the UK to help you achieve financial stability. Seeking debt help can feel overwhelming, but our range of services, including Debt Management Plans and Individual Voluntary Arrangements, are designed to support you. Explore your options with us without judgment.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Write Off My Debt Kent

Bankruptcy can be a viable debt solution for individuals in the UK facing overwhelming financial hardships. It offers a fresh start by clearing unmanageable debts, but it’s crucial to understand the implications. Eligibility requirements, the application process, and the impact on credit scores and assets need careful consideration. Seek professional advice to explore all options without judgment.

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Write Off My Debt Kent

Individual Voluntary Arrangements (IVAs) can be a beneficial debt solution for individuals in the UK. By entering into an IVA, eligible individuals can repay a portion of their debts over a fixed period, with the remainder being written off. Understand the eligibility criteria, application process, and implications on credit ratings before deciding. Seek professional advice to determine if an IVA is right for you.

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Write Off My Debt Kent

Debt Relief Orders (DROs) offer a solution for individuals in the UK struggling with debt. With a DRO, eligible applicants can have their debts frozen for a year, providing much-needed relief. However, it’s important to weigh the advantages and disadvantages carefully. Seek professional advice to determine if a DRO is the right path forward.

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Write Off My Debt Kent

Debt Management Plans (DMPs) provide a structured way to repay debts in the UK. Tailored to individual circumstances, DMPs involve negotiating affordable monthly payments with creditors. While it can ease the burden of debt, it’s essential to understand how it affects credit scores and borrowing. Seeking debt advice is key to finding the right solution.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Write Off My Debt Kent offers tailored debt solutions in Kent, UK. Explore bankruptcy, DMPs, DROs, and IVAs with professional advice for financial stability.