Clear Debts Kent

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May not be suitable for all.

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Clear Debts Kent – Debt Help Assistance

Clear Debts Kent
Welcome to Clear Debts Kent, where we offer tailored debt solutions in the UK. We understand the challenges of managing debts and offer support without judgment. Explore our range of services, including Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy, designed to help you achieve financial stability. Seek professional advice to find the right solution for your circumstances.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

Check if you qualify

How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

Check if you qualify

What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

Check if you qualify

Clear Debts Kent
Bankruptcy can be a solution for individuals struggling with unmanageable debts in the UK. It involves a legal process that helps to clear debts. Bankruptcy is suitable for individuals who have no other way to pay off their debts and it offers a fresh start. However, it comes with consequences such as affecting credit scores, potential loss of assets, and restrictions on future borrowing. It’s essential to seek professional advice to understand the implications and options available without judgment.

Check if you qualify

Clear Debts Kent
Individual Voluntary Arrangements (IVAs) are a debt solution for individuals in the UK struggling with unmanageable debts. It involves a legally binding agreement to repay creditors over a fixed period. IVAs are suitable for those with stable incomes seeking to repay debts affordably. However, it can impact credit ratings and borrowing capacity. Professional debt advice is essential to determine if an IVA is the right solution for you.

Check if you qualify

Clear Debts Kent
Debt Relief Orders (DROs) are a potential debt solution for individuals in the UK struggling with low income and limited assets. It offers a fresh start by freezing debts for 12 months, after which they may be written off. DROs are suitable for those with debts under a specific threshold and provide relief from financial burdens. However, it can impact credit ratings and borrowing abilities. Seeking professional advice is key to understanding eligibility and implications without judgment.

Check if you qualify

Clear Debts Kent
Debt Management Plans (DMPs) are a debt solution tailored to individuals in the UK facing financial difficulties. It involves consolidating multiple debts into one affordable monthly payment. DMPs are suitable for those struggling with unsecured debts and can provide relief by reducing monthly payments. However, it may take longer to repay debts and impact credit scores. Seeking professional advice is crucial to explore the best debt management options without judgment.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

Check if you qualify

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Clear Debts Kent in Location offers tailored debt solutions, including Debt Management Plans, IVAs, DROs, and Bankruptcy. Get professional advice for your financial stability.