Help With Debt Chester

Speak to an expert to discover all the debt solutions available to you.

Check if you qualify

Safe, secure & confidential

Advice is free but fees and disadvantages may apply if you enter a debt help solution.
May not be suitable for all.

Help also available at MoneyHelper

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Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Help With Debt Chester provides reliable information on bankruptcy in the UK. Discover if it’s the right debt solution for you, learn about the process, and understand the impact on your financial future.

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At Help With Debt Chester, we explain Debt Management Plans (DMPs) for UK residents. Find out how they work, who they benefit, and how they can help you manage your debts effectively.

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Explore Debt Relief Orders (DROs) at Help With Debt Chester. Learn about eligibility, the application process, and the advantages and disadvantages of this debt solution tailored for individuals in the UK.

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Discover Expert Debt Help in Chester

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Welcome to Help With Debt Chester, where we offer tailored debt solutions in the UK to help you achieve financial stability. Explore options like DMPs, IVAs, DROs, and bankruptcy with our supportive guidance.

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Learn about Individual Voluntary Arrangements (IVAs) at Help With Debt Chester. Find out if an IVA is the right debt solution for you, understand the process, and get expert advice on managing your debts in the UK.

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Help With Debt Chester offers expert debt solutions in Chester, UK. Explore bankruptcy, DMPs, IVAs, and DROs tailored to your financial needs and goals.

Check if you qualify

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

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