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Get Out Of Debt Chester

Speak to an expert to discover all the debt solutions available to you.

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Get Out Of Debt Chester
Help with Debt Solutions

Get Out Of Debt Chester
Welcome to Get Out Of Debt Chester, where we offer tailored debt solutions in the UK. We understand that seeking debt help can be overwhelming, which is why our range of services, including Debt Management Plans and Individual Voluntary Arrangements, focus on affordability and long-term financial stability. Explore your options with us today.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.
We deal with your lenders on your behalf, taking care of all the hassle and paperwork.
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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Get Out Of Debt Chester
Bankruptcy can be a viable debt solution for individuals in the UK facing overwhelming financial difficulties. It offers a fresh start by clearing eligible debts, but it’s crucial to understand the process. Bankruptcy may impact credit scores, assets, and future borrowing, so seeking professional advice is essential for tailored guidance.

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Get Out Of Debt Chester
Individual Voluntary Arrangements (IVAs) are a debt solution tailored to individuals in the UK. This structured repayment plan allows for debt write-off after completion, offering a fresh financial start. Understanding the process, eligibility criteria, and implications of an IVA is essential for informed decision-making.

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Get Out Of Debt Chester
Debt Relief Orders (DROs) offer a debt solution for eligible individuals in the UK. With a DRO, debts are frozen for a year, providing relief and a path towards financial recovery. Understanding the application process, eligibility criteria, and implications of a DRO is crucial for making informed decisions.

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Get Out Of Debt Chester
Debt Management Plans (DMPs) provide a structured way to manage debts in the UK. Designed for those struggling with repayments, a DMP can offer relief by consolidating payments into one affordable monthly amount. While it can positively impact financial stability, understanding the process and implications is key.

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How does it work?

Let’s say you owe…

Debt Type Amount
Bank Loan £5,366.00
Gas Bills £129.00
Pay Day Loan £1,989.00
Overdraft £1,234.68
Debt Collection Agency £380.16
Short Term Loan £243.88
Debt Collection Agency £471.61
Council Debt £1,009.24
Credit Card £8,433.00
Total amount owed £19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Get Out Of Debt Chester | Tailored debt solutions in the UK to help individuals achieve financial stability. Explore options like DMPs, IVAs, and Bankruptcy with Get Out Of Debt Chester.