Write Off My Debt Cardiff

Speak to an expert to discover all the debt solutions available to you.

Check if you qualify

Safe, secure & confidential

Advice is free but fees and disadvantages may apply if you enter a debt help solution.
May not be suitable for all.

Help also available at MoneyHelper

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Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

Check if you qualify

How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

Check if you qualify

What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

Check if you qualify

Write Off My Debt Cardiff provides information on bankruptcy as a debt solution in the UK. Learn about eligibility, the process, and how it impacts credit and assets. Seek professional advice for tailored support.

Section ‘dmp’:
Discover Debt Management Plans (DMPs) with Write Off My Debt Cardiff. Understand how DMPs work, who they’re suitable for, and their benefits. Explore debt solutions with expert guidance.

Section ‘dro’:
Learn about Debt Relief Orders (DROs) in the UK with Write Off My Debt Cardiff. Find out if you qualify, the application process, and the pros and cons of DROs. Seek professional advice for tailored support.

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Finding Help with Debt Solutions in Cardiff

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Welcome to Write Off My Debt Cardiff! We understand seeking debt help can be overwhelming. Explore tailored solutions like Debt Management Plans, IVAs, DROs, and Bankruptcy for financial stability.

Section ‘iva’:
Explore Individual Voluntary Arrangements (IVAs) with Write Off My Debt Cardiff. Understand eligibility, the application process, and how IVAs can impact your financial future. Seek expert advice for personalized support.

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Discover tailored debt solutions in Cardiff with Write Off My Debt Cardiff. From Debt Management Plans to Bankruptcy, find the right support for your financial well-being.

Check if you qualify

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

Check if you qualify

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

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