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Clear Debt Milton Keynes

Speak to an expert to discover all the debt solutions available to you.

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Safe, secure & confidential

Advice is free but fees and disadvantages may apply if you enter a debt help solution.
May not be suitable for all.

Help also available at MoneyHelper

Clear Debt Milton Keynes: Expert Help with Debt Relief

Welcome to Clear Debt Milton Keynes, where we offer tailored debt solutions to help you achieve financial stability. Our range of services, including Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy, are designed to meet your individual needs. Explore your options with us and take the first step towards a debt-free future.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.
We deal with your lenders on your behalf, taking care of all the hassle and paperwork.
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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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At Clear Debt Milton Keynes, we understand that bankruptcy can be a daunting prospect. Bankruptcy is a legal process that allows individuals in the UK to be relieved of their debts when they are unable to repay them. It is suitable for those with unmanageable debt and no other viable options. The process involves declaring bankruptcy, which involves a court order, and your assets may be used to pay off creditors. While bankruptcy can provide a fresh start, it can also have long-term consequences on credit scores, assets, and future borrowing. It’s important to seek professional advice to understand if bankruptcy is the right solution for you without judgment.

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Clear Debt Milton Keynes provides information on Individual Voluntary Arrangements (IVAs) as a debt solution in the UK. An IVA is suitable for those with unmanageable debt, offering a structured repayment plan. While an IVA may write off a portion of debts, it can also affect credit ratings. Seeking professional advice is crucial to determine if an IVA is the right choice for you without judgment.

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Debt Relief Orders (DROs) are a viable debt solution in the UK, tailored for individuals with low income and minimal assets. A DRO freezes debts for 12 months, providing relief from creditor pressure. While a DRO can be a fresh start, it may also have implications on credit scores. It’s essential to seek professional advice to understand the eligibility criteria and advantages and disadvantages of a DRO without judgment.

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Clear Debt Milton Keynes offers Debt Management Plans (DMPs) as a tailored debt solution in the UK. A DMP is suitable for individuals struggling to make repayments on unsecured debts. It involves negotiating reduced monthly payments with creditors to make debts more manageable. While a DMP can provide relief and prevent legal action, it may also impact credit scores and borrowing capabilities. Seeking professional advice is crucial to explore the benefits and drawbacks of a DMP without judgment.

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How does it work?

Let’s say you owe…

Debt Type Amount
Bank Loan £5,366.00
Gas Bills £129.00
Pay Day Loan £1,989.00
Overdraft £1,234.68
Debt Collection Agency £380.16
Short Term Loan £243.88
Debt Collection Agency £471.61
Council Debt £1,009.24
Credit Card £8,433.00
Total amount owed £19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Clear Debt Milton Keynes offers tailored debt solutions in the UK. Explore bankruptcy, DMPs, DROs, and IVAs to achieve financial stability. Located in Milton Keynes.