Check if you qualify

Debt Company Exeter

Speak to an expert to discover all the debt solutions available to you.

Check if you qualify
Safe, secure & confidential

Advice is free but fees and disadvantages may apply if you enter a debt help solution.
May not be suitable for all.

Help also available at MoneyHelper

[dsc_dynamic name=’h2′]

[dsc_dynamic name=’h2-Introduction’]

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.
We deal with your lenders on your behalf, taking care of all the hassle and paperwork.
Check if you qualify

How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

Check if you qualify

Check if you qualify

Page 1 of 5

What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

Check if you qualify
Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

Check if you qualify

Debt Company Exeter
Bankruptcy can provide a fresh start for individuals struggling with unmanageable debt in the UK. It is a legal process that involves declaring yourself unable to pay outstanding debts. Bankruptcy is suitable for those with significant debt that they cannot repay, and it offers relief by clearing most debts. However, the process involves selling assets to repay creditors and can affect credit scores for up to six years. It is essential to seek professional advice before considering bankruptcy to understand the implications fully.

Section ‘dmp’:
Debt Company Exeter
A Debt Management Plan (DMP) is a practical debt solution for individuals in the UK facing financial difficulties. It involves consolidating multiple debts into a single affordable monthly payment. DMPs are suitable for those with unsecured debts who can afford to make reduced payments over an extended period. While DMPs can help regain control of finances, they may impact credit ratings. Seeking professional debt advice is crucial to assess if a DMP is the right solution for your circumstances.

Section ‘dro’:
Debt Company Exeter
Debt Relief Orders (DROs) offer a viable solution for individuals in the UK struggling with debt and limited assets. A DRO is a form of insolvency that freezes debts for 12 months, providing relief from creditor pressure. It is suitable for those with low income, minimal assets, and debts under a specified limit. While a DRO can offer a fresh start, it may affect credit ratings and borrowing options. Seeking professional advice is essential to determine if a DRO is the best path towards financial recovery.

Section ‘h2’:
Debt Company Exeter Help with Debt

Section ‘h2-Introduction’:
Debt Company Exeter
Welcome to Debt Company Exeter, where we understand the challenges of managing debt. Our tailored solutions, including Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy, aim to provide financial stability and peace of mind. Explore your options with us and take the first step towards a debt-free future.

Section ‘iva’:
Debt Company Exeter
Individual Voluntary Arrangements (IVAs) offer a structured approach to resolving debt issues in the UK. An IVA is a formal agreement between you and creditors to repay debts over a fixed period. IVAs are suitable for individuals with substantial debts who can make regular payments. While IVAs can lead to debt write-off, they may impact credit ratings. Seeking professional advice is crucial to determine if an IVA is the right solution for your financial circumstances.

Section ‘meta-description’:
Debt Company Exeter in Exeter offers tailored debt solutions, including Debt Management Plans, IVAs, Bankruptcy, and DROs. Find the right debt help in Exeter today.

Check if you qualify

[dsc_dynamic name=’iva’]

Check if you qualify

[dsc_dynamic name=’dro’]

Check if you qualify

[dsc_dynamic name=’dmp’]

Check if you qualify

How does it work?

Let’s say you owe…

Debt Type Amount
Bank Loan £5,366.00
Gas Bills £129.00
Pay Day Loan £1,989.00
Overdraft £1,234.68
Debt Collection Agency £380.16
Short Term Loan £243.88
Debt Collection Agency £471.61
Council Debt £1,009.24
Credit Card £8,433.00
Total amount owed £19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

Check if you qualify

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

[dsc_dynamic name=’meta-description’]