Debt Company Northampton

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Affordable Debt Help Solutions from Debt Company Northampton

Debt Company Northampton – Welcome to Your Debt Solutions Guide. We understand the challenges of managing debt. Explore our tailored services including DMPs, IVAs, DROs, and Bankruptcy. Take the first step towards financial stability with professional advice and support.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Debt Company Northampton – Your Guide to Bankruptcy in the UK. Bankruptcy can provide a fresh start for those struggling with unmanageable debt. Find out who it’s suitable for, the process involved, and the impact on credit scores and assets. Seek professional advice to explore your options without judgment.

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Debt Company Northampton – Navigating Individual Voluntary Arrangements in the UK. Learn how an IVA can help you take control of your finances. Understand the process, eligibility criteria, and the impact on your credit ratings. Seek expert debt advice to determine if an IVA is right for you.

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Debt Company Northampton – Exploring Debt Relief Orders in the UK. Find out if a DRO is the right debt solution for you. Learn about the eligibility criteria, application process, and the advantages and disadvantages. Seek professional advice to navigate your financial situation with confidence.

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Debt Company Northampton – Understanding Debt Management Plans in the UK. Discover how a DMP can help you manage your debts effectively. Learn about the benefits, drawbacks, and how it can affect your credit scores. Explore your options and seek professional debt advice tailored to your needs.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Debt Company Northampton – Providing expert debt solutions in Northampton. Explore bankruptcy, DMPs, IVAs, and DROs tailored to your needs. Seek professional advice for a fresh financial start.