Debt Company Warwickshire

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Affordable Debt Help in Warwickshire

Debt Company Warwickshire
Welcome to Debt Company Warwickshire! We understand that seeking debt help can be overwhelming. We offer tailored solutions like Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy. Explore your options for long-term financial stability without judgment.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Debt Company Warwickshire
Bankruptcy is a legal process where you declare that you can’t pay your debts. It’s suitable for individuals in the UK facing overwhelming debt. The process involves applying to court, and if approved, your assets may be used to pay creditors. Pros include debt relief, but cons include affecting credit scores. Seek professional advice without judgment.

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Debt Company Warwickshire
An Individual Voluntary Arrangement (IVA) is a way to manage debts in the UK. Suitable for those with high debts, it involves making affordable monthly payments. After completion, remaining debts are written off. It can affect credit ratings. Seek professional advice to determine if an IVA is right for you.

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Debt Company Warwickshire
Debt Relief Orders (DROs) are for individuals in the UK struggling with debt but have few assets and low income. It freezes debts for 12 months, providing relief. However, it can impact credit scores. Seek professional advice to see if a DRO is the right solution for you.

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Debt Company Warwickshire
A Debt Management Plan (DMP) is a way to repay debts in the UK. It’s suitable for those struggling with multiple debts. Payments are consolidated into one affordable amount, but interest and charges may still apply. Credit scores may be affected. Seek professional debt advice to explore this option.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Expert debt solutions in Warwickshire at Debt Company Warwickshire. Explore tailored options like DMPs, IVAs, and more. Get help managing debt effectively.