Debt Management Company Northampton

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Debt Management Company Northampton – Debt Help Assistance

Debt Management Company Northampton
Welcome to our debt solutions website, where we understand the challenges of managing debt. We offer tailored solutions like Debt Management Plans, IVAs, DROs, and Bankruptcy to help you achieve financial stability. Explore your options with professional advice in a supportive environment.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

Check if you qualify

How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

Check if you qualify

What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

Check if you qualify

Debt Management Company Northampton
Bankruptcy is a legal process in the UK for individuals struggling with unmanageable debts. It may be suitable for those with overwhelming debt that cannot be repaid. The process involves declaring bankruptcy, which can have consequences on credit scores, assets, and future borrowing. It provides relief from debt, but also comes with limitations. Seek professional advice for tailored guidance and support.

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Debt Management Company Northampton
An Individual Voluntary Arrangement (IVA) is a formal agreement in the UK to repay creditors a portion of what is owed. It is suitable for individuals with unmanageable debts looking for a structured repayment plan. While it offers benefits like debt write-off, it also has implications on credit ratings. Seek expert advice to determine if an IVA is right for you.

Check if you qualify

Debt Management Company Northampton
Debt Relief Orders (DROs) offer a debt solution in the UK for individuals with low income and few assets. This option freezes debts for 12 months, providing relief and a fresh start. While it has advantages, like debt write-off, it also has limitations. Seek professional advice to determine if a DRO is right for your situation.

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Debt Management Company Northampton
A Debt Management Plan (DMP) is a debt solution in the UK designed to help individuals repay their debts over time. It is suitable for those with multiple debts who can afford to make reduced monthly payments. While it can provide relief and stop creditor harassment, it may impact credit scores. Professional advice is essential to explore this option and understand its implications.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

Check if you qualify

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Debt Management Company Northampton offers tailored debt solutions in the UK. Explore options like DMPs, IVAs, DROs, and Bankruptcy with professional guidance. Achieve financial stability today.