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Debt Management Company Plymouth

Speak to an expert to discover all the debt solutions available to you.

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Advice is free but fees and disadvantages may apply if you enter a debt help solution.
May not be suitable for all.

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Debt Management Company Plymouth – Debt Help Assistance

Debt Management Company Plymouth
Welcome to our debt solutions website, where we offer tailored support to help you overcome financial challenges. Our range of services, including Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy, are designed to provide affordable solutions for long-term stability. Take the first step towards financial peace by exploring your options with us.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.
We deal with your lenders on your behalf, taking care of all the hassle and paperwork.
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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Debt Management Company Plymouth
Bankruptcy can be a solution for overwhelming debt in the UK. It is a legal process where you declare yourself unable to pay your debts. Suitable for those with no other options, bankruptcy can provide relief but comes with consequences. Your assets may be used to repay creditors, and your credit score will be significantly impacted. Seek professional advice to understand if bankruptcy is right for you.

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Debt Management Company Plymouth
Individual Voluntary Arrangements (IVAs) are a structured debt solution in the UK that can help you manage and eventually write off your debts. It involves making affordable monthly payments over a fixed term. An IVA can have implications on your credit score and borrowing capabilities. Seek professional advice to determine if an IVA is the best route for your financial situation.

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Debt Management Company Plymouth
A Debt Relief Order (DRO) is a viable debt solution for individuals in the UK struggling with unmanageable debt. It freezes your debts for 12 months, giving you time to get back on track. However, a DRO comes with restrictions and can affect your credit rating. Seek expert advice to determine if a DRO is the right step towards financial stability.

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Debt Management Company Plymouth
A Debt Management Plan (DMP) in the UK can help you manage your debts effectively. It involves making affordable monthly payments to a specialised agency, which then distributes the funds to your creditors. While it can provide relief from debt stress, it may also impact your credit score. Explore this option with professional guidance to see if a DMP fits your financial situation.

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How does it work?

Let’s say you owe…

Debt Type Amount
Bank Loan £5,366.00
Gas Bills £129.00
Pay Day Loan £1,989.00
Overdraft £1,234.68
Debt Collection Agency £380.16
Short Term Loan £243.88
Debt Collection Agency £471.61
Council Debt £1,009.24
Credit Card £8,433.00
Total amount owed £19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Debt Management Company Plymouth in Location offers tailored debt solutions including Bankruptcy, DMPs, DROs, and IVAs. Explore our services for financial stability.