Debt Management Plan Lancashire

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Advice is free but fees and disadvantages may apply if you enter a debt help solution.
May not be suitable for all.

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Support for Debt Management in Lancashire

Welcome to Debt Management Plan Lancashire. We understand managing debt can be overwhelming. Explore tailored solutions like DMPs, IVAs, DROs, and Bankruptcy with our support. Seek affordable debt help today.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Debt Management Plan Lancashire offers clear guidance on bankruptcy as a debt solution in the UK. Understand the process, pros, cons, and how it affects your financial future. Seek professional advice today.

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Debt Management Plan Lancashire provides insights into Individual Voluntary Arrangements in the UK. Learn about eligibility, application, payment arrangements, and how it affects your financial standing. Seek expert debt advice for guidance.

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Debt Management Plan Lancashire introduces Debt Relief Orders tailored to the UK. Discover eligibility, application process, and the pros and cons of DROs. Seek professional advice without judgment.

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Debt Management Plan Lancashire explains Debt Management Plans for UK individuals. Learn how a DMP works, its benefits, drawbacks, and how it impacts your credit. Explore debt solutions with us.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Debt Management Plan Lancashire in Location offers tailored debt solutions like DMPs, IVAs, DROs, and Bankruptcy. Seek professional advice for financial stability.