IVA Chester

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IVA Chester: Expert Help with Debt

Welcome to IVA Chester! Seeking debt help? We offer tailored solutions like Debt Management Plans, IVAs, DROs, and Bankruptcy. Explore affordable options for long-term financial stability.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

Check if you qualify

What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Dealing with overwhelming debt? Learn about bankruptcy as a debt solution in the UK. Discover who it’s suitable for, the process, and pros and cons. Understand how it affects credit scores, assets, and future borrowing. Seek professional advice without judgment.

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Looking for debt relief? Understand Individual Voluntary Arrangements (IVAs) in the UK. Learn who they’re suitable for, how they work, and the pros and cons. Discover eligibility, application process, and impact on credit ratings. Seek professional advice for clarity.

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Considering Debt Relief Orders (DROs)? Learn about this UK debt solution. Discover eligibility, the application process, and advantages. Understand how debts are frozen and implications during the moratorium period. Seek professional advice to explore your options.

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Struggling to manage debts? Explore Debt Management Plans (DMPs) in the UK. Find out who they’re for, how they work, and the benefits. Understand how payments are arranged, creditor involvement, and credit score impact. Seek professional advice for tailored solutions.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

IVA Chester in Location offers expert debt solutions tailored to your needs. Explore options like IVAs, DMPs, and DROs for financial stability. Contact us for professional advice.