IVA Company Lancashire

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May not be suitable for all.

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Affordable Debt Help Solutions in Lancashire

Welcome to IVA Company Lancashire! Seeking debt help can be overwhelming. Explore tailored solutions like Debt Management Plans, IVAs, DROs, and Bankruptcy for long-term financial stability. We’re here to support you without judgment.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Are you considering bankruptcy as a debt solution in the UK? Learn about the process, eligibility, and implications here. Find out how bankruptcy affects credit scores, assets, and future borrowing. Seek professional advice tailored to your situation without judgment.

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Exploring Individual Voluntary Arrangements (IVAs) in the UK? Learn about eligibility, application process, and how they work. Discover the impact on credit ratings, borrowing, and assets. Seek professional advice to determine if an IVA is right for you.

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Considering Debt Relief Orders (DROs) in the UK? Understand the application process, eligibility criteria, and pros and cons. Learn how debts are frozen and what happens during the 12-month moratorium. Seek professional advice to navigate your debt relief journey.

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Looking for a Debt Management Plan (DMP) in the UK? Discover how DMPs work, who they’re suitable for, and their benefits. Learn how creditors are involved, payments arranged, and credit scores impacted. Explore your options with professional debt advice.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

Seeking debt solutions in Lancashire? IVA Company Lancashire offers tailored options like IVAs, DMPs, and DROs. Get professional advice for your financial stability.