IVA Company Sunderland

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IVA Company Sunderland: Debt Help Experts Near You

Welcome to IVA Company Sunderland, where we offer tailored debt solutions in the UK. Let us guide you through Debt Management Plans, Individual Voluntary Arrangements, Debt Relief Orders, and Bankruptcy options with affordability and long-term stability in mind. Explore your choices without pressure or judgment.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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Are you considering bankruptcy as a debt solution in the UK? Learn about the process, pros, and cons to make an informed decision. Find out how it affects your credit score, assets, and future borrowing. Seek professional advice tailored to your situation without judgment.

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Looking for information on Individual Voluntary Arrangements (IVAs) in the UK? Learn who qualifies, how it works, and the pros and cons. Discover how monthly payments are arranged and how debts are written off. Seek professional advice to determine if an IVA is right for you.

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Debt Relief Orders can be a viable debt solution in the UK. Understand who qualifies, the application process, and the advantages and disadvantages. Find out how debts are frozen and what happens during the moratorium period. Seek professional advice to explore this option.

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Curious about Debt Management Plans in the UK? Discover how they work, their benefits, and drawbacks. Learn how to manage debt repayments and understand the impact on your credit score and borrowing. Explore your options with professional debt advice.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

Check if you qualify

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

IVA Company Sunderland offers expert debt solutions in the UK. Explore Debt Management Plans, IVAs, DROs, and Bankruptcy options tailored to your needs. Contact us today for personalized advice.