IVA Company Warwickshire

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IVA Company Warwickshire: Expert Help with Debt

Welcome to IVA Company Warwickshire, where we offer a range of debt solutions tailored to your needs. Managing debt can feel overwhelming, but our team is here to support you. Whether you’re considering a Debt Management Plan, Individual Voluntary Arrangement, Debt Relief Order, or Bankruptcy, we provide affordable and personalised options for long-term financial stability. Take the first step towards a debt-free future by exploring our services and seeking professional advice without judgment.

Make one affordable monthly payment to us and we’ll manage the payments to your creditors for you.

We deal with your lenders on your behalf, taking care of all the hassle and paperwork.

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How do I get started?

Answer a few quick questions

Use our easy online questionnaire to start the debt help process.

Speak to a debt specialist

Our friendly, experienced team will explain all the available options.

Choose your plan

Select the best solution for your circumstances and lifestyle.

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What debt are you most concerned about?

Credit Cards

Over Drafts

Unsecured Loans

Store Cards

Personal Loans

Utility Bills

Business Debt

Catalogues

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Advantages of a DMP

We will manage the contact with your creditors and provide them everything they need. So, as long as you keep in touch with us, your creditors shouldn’t need to contact you.

You will just make one monthly payment to us, instead of paying all of your creditors individually.

In the vast majority (99.48%) of cases, creditors will stop applying interest and charges, so the money you pay will come straight off the balance.

You will have an online account which you can use to view your account and make changes.

If your circumstances change, we will renegotiate the payments with your creditors.

Disadvantages of a DMP

Your creditors don’t have to agree to the repayment, or to freeze interest and charges.

A debt management plan doesn’t protect you from further recovery or legal action from your creditors.

Your credit rating will be impacted because you’ll be paying reduced amounts to each creditor. If you’ve been missing payments to your debts it is likely that your credit report will already have been impacted.

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At IVA Company Warwickshire, we understand that bankruptcy can be a daunting prospect. Bankruptcy is a legal process that can help individuals in the UK deal with overwhelming debt. It is suitable for those who have no realistic way of repaying their debts and want a fresh start. The process involves declaring bankruptcy, which can have implications on your credit rating, assets, and future borrowing. While bankruptcy provides relief from debt, there are also drawbacks to consider, such as restrictions on financial activities. It’s essential to seek professional advice to understand if bankruptcy is the right solution for you without judgment.

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Discover the benefits of an Individual Voluntary Arrangement (IVA) with IVA Company Warwickshire. An IVA is a legal agreement suitable for individuals in the UK looking to repay their debts over a fixed period. It offers advantages such as debt write-off and protection from creditors. Our experts can help you understand the eligibility criteria, application process, and implications on your credit rating. Take control of your financial future with an IVA tailored to your circumstances.

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Seek relief from debt with a Debt Relief Order (DRO) through IVA Company Warwickshire. A DRO is a viable solution for individuals in the UK with low income and minimal assets. It freezes your debts for 12 months, providing a much-needed break from financial pressures. While a DRO offers significant advantages, such as debt write-off after the moratorium period, there are limitations to consider. Our experts can assist you in determining your eligibility and navigating the application process with ease. Don’t hesitate to seek professional advice tailored to your circumstances.

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Take control of your debts with a Debt Management Plan (DMP) offered by IVA Company Warwickshire. A DMP is a flexible solution suitable for individuals in the UK struggling to manage repayments. It involves consolidating multiple debts into one affordable monthly payment. While a DMP can help you regain financial stability, it may impact your credit rating. Our team can guide you through the process, ensuring your creditors are involved and interest charges are managed effectively. Explore the benefits of a DMP, such as reduced stress and a clear path to becoming debt-free.

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How does it work?

Let’s say you owe…

Debt Type	Amount
Bank Loan	£5,366.00
Gas Bills	£129.00
Pay Day Loan	£1,989.00
Overdraft	£1,234.68
Debt Collection Agency	£380.16
Short Term Loan	£243.88
Debt Collection Agency	£471.61
Council Debt	£1,009.24
Credit Card	£8,433.00

Total amount owed

£19,256.57

After an IVA

65%
debt written off

IVA Payments
£110
per month

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Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write off percentages are based on individual circumstances.

IVA Company Warwickshire provides expert debt solutions in Warwickshire. From Debt Management Plans to Individual Voluntary Arrangements, we offer tailored options for managing debt effectively.